The pictures of the book will be downloaded to this site as soon as I can upload everything from chapter 12. You can choose a topic from that chapter and go with the flow. This is a risk management course that has been mainly focused on insurance and what we would do if we had a world without insurance. How risk management really keeps us all safe and is a great way to scam people as well in the long run (ex: if you didn’t go to the doctor all year long, but still have to pay $1,000 a month for medical insurance because “just in case”). Pick whatever works best.